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🌍 About RemiDe - The SWIFT for Tokenized Payments
RemiDe.xyz is building the core messaging and routing layer (similar to SWIFT) for compliant tokenized/stablecoin payments across wallets, PSPs, and banks. Born for the new MiCA / GENIUS / MAS regulations, via a single API, partners tap into a global address book, compliant Travel-Rule messaging, and chain-agnostic routing - enabling stablecoin-to-stablecoin(and later fiat-stablecoin-fiat) transfers at < 0.2% blended fee without building custom rails.
RemiDe. Compliant global payment network for new era of tokenized payments.
🟥 The Problem:
- Global remittance fees average 7%; corridors like Kenya➔Brazil hit 19%
- VASPs/PSPs need 3–10 bilateral integrations to reach sufficient coverage - months of lead time
- 74% of emerging market users still cash out via OTC agents due to UX and trust issues
- UN SDG-10.c (<3% fee) is missed by 2× margin
- 2025 rules now force every crypto transfer to carry identity data, leaving PSPs scrambling for a compliance-ready rail.
🛠 Our Solution:
✅ RemiTag™ - human-readable handle resolves complexity in one hash -> chain, token, wallet, KYC_hash
✅ Routing Orchestrator - connecting USDT/USDC cross-stablecoin / cross-chain
✅ Travel-Rule Relay - emits IVMS-101 packets on-chain to satisfy VASP-to-VASP requirements
✅ Mesh Logic - each new node adds exponential reach via open interoperability
📊 Market Opportunity:
- $870B in cross-border flows addressable in 2025
- $3.5B revenue ceiling at 40bps mid-grid fee
- Expansion verticals: B2B treasury hops, creator/marketplace payouts, SME FX
- Massive float: $200B+ in USDC/USDT today; 1.2B stablecoin users projected by 2030
- $100 B+ annual cost-savings identified by BIS & McKinsey once tokenised cash and digital IDs converge
🔐 Why RemiDe Wins:
- Compliance-first architecture: Travel-Rule baked in from day one
- “Reg-ID ready” – architected for MiCA, GENIUS Act, MAS Stable-coin Code & EU Digital-ID Wallet
- Chain-agnostic routing, no token maximalism
- less than 2 week integration time vs 3–6 months for legacy providers
- Protects UX and price narrative with validation rule: must be 15% cheaper than corridor average
⚙️ Business Model:
- Routing fee: 20–110 bps, tiered by volume
- Freemium @RemiTag™ handles → $5/user, $99/business per year
- API-based KYB/KYC & corridor analytics monetized per usage
- 75–80% gross margin after gas cost; < $4 CAC with <1 month payback
📍 Go-to-Market & Licensing:
- Q3–Q4/2025: US FinCEN MSB + MVP (USDT↔️CCTP)
- Q1/2026: EU CASP passport; launch first live corridor with $0.5M GMV
- Targeting UAE & UK VASP in 2027
- Designed to scale into a permissioned remittance mesh with n² reach logic
👥 Team:
- Anton Titov (CEO) – 12y in fintech/remit, licensed EU VASP operator
- Roman Shprenger (CTO) – ex-adtech founder, scaled infra to 50M DAUs
- Hiring: 2 senior backend engineers (blockchain + orchestration)
- Advisors on board: CxO of KuCoin, ex CEO of N26 + 3 more CxO-level advisors from EU fintech unicorns in consideration.
💰 Fundraising
- $2.5M rolling SAFE round (all together in steps -> look at details in the deck -> YC post-money + MFN)
- Use of funds: 55% product & eng, 25% corridor float/licensing, 15% sales, 5% ops/audit
- 10M common shares authorized; clean cap table, no prefs or convertibles
🚀 The Bet
RemiDe isn't just another payments startup. It's a compliant, modular, and chain-agnostic base layer for how fiat and stablecoin liquidity flows globally - arriving exactly as governments, banks and BigTech switch those rails on.
Videos:
https://youtu.be/VBAY-0oMl8Y | 1 min
https://youtu.be/lIgEuYEKoVQ | 1min 15 sec:
https://youtu.be/cU6N1gqXNzk | 2min
🔗 Learn more: www.remide.xyz | [email protected] | WA.me/anton ——> check out our Investment Memo (incl. pitch deck & Co): https://remide.notion.site/remide-investment-memo
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