22nd of August
Snapshot (one‑liner)
RemiDe is a SWIFT‑for‑stablecoins: a managed routing + compliance layer enabling FI‑to‑FI payments between VASPs, PSPs, banks, exchanges, and licensed wallets. It is non‑custodial, chain/stablecoin‑agnostic, and ships with alias addressing (RemiTag), built‑in Travel Rule (IVMS‑101), and an immutable audit trail.
Why now (regulatory + market)
- MiCA (EU), US stablecoin frameworks, and global Travel Rule adoption make stablecoin rails legitimate for institution‑to‑institution money movement.
- Each FI is adopting different chains and stablecoins; there is no unifying layer for routing + compliance across them.
- Analogy: SWIFT unified fiat messaging; RemiDe unifies stablecoin routing + compliance across chains/stables and, when partners expose local legs, can bridge ACH ↔ Faster Payments–like outcomes within seconds.
What RemiDe does (product pillars)
- Network: connects licensed FIs for stablecoin payments; participants keep custody & KYC/KYB.
- Coordinator: centralized routing; bilateral on-chain settlement between counterparties.
- Compliance: built-in IVMS-101 exchange; signed artifacts; daily on-chain anchoring; no PII at rest (hashes/attestations only).
- Addressing: RemiTag directory, preferences, and policy metadata.
- Policy engine: per-user send/receive eligibility; limit warnings for B2B/B2C/C2B/C2C (where permitted).
Governance & Control
- Membership model: Licensed FIs only (VASPs, PSPs, banks, exchanges, licensed wallets).
- Routing model: Centralized coordinator (RemiDe); on‑chain bilateral settlement.