January 2026

Snapshot (one‑liner)

RemiDe operates the Stablecoin Clearing Network: a managed routing + compliance layer enabling users behind licensed FIs — VASPs, PSPs, banks, exchanges, and licensed wallets — to find and pay each other compliantly. One API to reach the network; replace bilateral integrations with a single connection.

For the financial institutions building the future of money movement — banks, PSPs, exchanges, wallets, and mobile money operators who see stablecoins as inevitable. It operates with brief transit control (~7 sec) for settlement, not a long-term custodian of user funds, and is chain/stablecoin‑agnostic. It ships with alias addressing (RemiTag), built‑in Travel Rule (IVMS‑101), and an immutable audit trail.

• Same, but in non-fintech terms

Why now (regulatory + market)

• MiCA (EU), US stablecoin frameworks, and global Travel Rule adoption make stablecoin rails legitimate for institution‑to‑institution money movement.
• Each FI is adopting different chains and stablecoins; there is no unifying layer for routing + compliance across them.
• Analogy: SWIFT unified fiat messaging; RemiDe unifies stablecoin routing + compliance across chains/stables and, when partners expose local legs, can bridge ACH ↔ Faster Payments–like outcomes within seconds.

What RemiDe does (product pillars)

• Network: connects licensed FIs for stablecoin payments; participants keep custody & KYC/KYB.
• Coordinator: centralized routing; bilateral on-chain settlement between counterparties.
• Compliance: built-in IVMS-101 exchange; signed artifacts; daily on-chain anchoring; PII is stored encrypted at rest in EU (Frankfurt, AWS). Unlock is governed by legal basis, 2‑of‑3 compliance quorum, and two‑operator HSM/KMS controls, with full audit trail and time‑boxed evidence retention.
• Addressing: RemiTag directory, preferences, and policy metadata.
• Policy engine: per-user send/receive eligibility; limit warnings for B2B/B2C/C2B/C2C (where permitted).

Governance & Control