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RemiDe – Unified Defensibility Moat

Last updated: November 23, 2025

Core moat (what we are that others aren't)

Policy-tracked execution layer – We don't stop at checks; we route and execute stablecoin payments (same- or cross-chain) under versioned corridor policies, with pre-flight explainability, dual kill-switches (network-wide + partner-sovereign), and per-payment evidence bundles (incl. optional on-chain hashing).
Identity + compliance by default – Alias directory + Travel Rule embedded in the flow; PII stays at endpoints (encrypted at rest in EU; regulated unlock with 2-of-3 quorum + two-operator HSM/KMS).
Rail-agnostic routing – Any compliant VASP, chain, and stablecoin; we stitch rails (stables & chains) together.
Vendor-neutral – Bring your own TR/KYT/custody; no forced stack.
Speed & corridor agility – Ship new chains/stables/payout partners fast; switch policies without redeploys (config-over-code).
Future-proof endpoints – Same alias delivers to wallets today, bank accounts next (SEPA/ACH/instant), under the same compliance envelope.
Deep observability – Idempotent APIs, per-hop traces (routing, policy decisions, TR handshakes, chain receipts), webhooks, and dry-run simulation.

Why this wins/differ vs each category

MCC (MasterCard Credentials): They verify; we route. MCC reduces errors but doesn't move value across rails and nudges you into their stack. We execute under policy, stay vendor-neutral, and ship faster.
Notabene: They move data; we move money. Great Travel Rule messenger; we add policy-gated execution, cross-chain routing, and audit artifacts — plus future alias→bank.
Borderless: PFI orchestrator vs wallet router. They're strong for bank payouts today; we're the wallet-to-wallet routing + compliance layer and can peer for last-mile banks.
UMA: Protocol vs network. UMA requires each VASP to build/host; we're connect-once, reach-many with compliance and execution baked in.
LI.FI: Bridge aggregator vs institutional rail. They optimize swaps/bridges; we add identity, Travel Rule, policy controls, and attestations for regulated remittances.

Takeaway

RemiDe = policy-tracked execution + alias + Travel Rule + audit, across any compliant rails, vendor-neutral, fast to ship, future-proof to bank accounts. Others validate or aggregate; we actually move the money under policy and prove it.

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Competition

CleanShot 2025-08-25 at 14.58.05.png

https://docs.google.com/spreadsheets/d/15O5EzyoNlzVbgfRRbHwHGhqoFrHaYcKd1KIYqP_rTjA/edit?usp=sharing

Please request individual access to the full document through the link. It includes Quick Overview, Detailed Overview and Differentiation sheets. Alternatively - ping me in WA: wa.me/420774576161

Additional Researches:

Market Players Overview

Mastercard Crypto Credential vs RemiDe

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Market context

Travel Rule Authorities

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